You can’t make something cheaper by inserting an insurance company into it.

Every claim requires administrative work. None of that labor is free. It’s built into the final cost of care.

If you add layers to a system, you reduce professional independence.

Dr. Ronen Elefant argues for a different model – one built on direct doctor–patient relationships, transparent pricing, and fewer intermediaries.

Hear the full discussion on this week’s episode of Life of Flow. Check out our channel.